Who runs this
No mystery about who runs these tools.
Retirement Made Clear is operated by The Financial Sciences Company, LLC, a registered investment adviser. We don’t sell products, we don’t take commissions, and we made this site because the best first meetings happen after you’ve seen your own numbers. Use the tools freely — they’re yours either way.
Why free?
Because the planning business has an awkward secret: the first meeting is mostly spent finding out what you have and where it sits. The Checkup does that part in two minutes, on your terms, before anyone’s calendar is involved. If your score says you’re in good shape — genuinely, keep going. If it shows gaps, you’ll know exactly what to ask, whether you ask us or anyone else.
What “fee-only fiduciary” means
We’re paid only by the people we advise — never by a product company, a fund, or a commission. Being a fiduciary means we’re legally required to put your interests first. It’s the plainest way we know to make sure the relationship is about you, not about what’s being sold.
The best way to see whether a conversation makes sense is to see your own numbers first.
Take the CheckupThe Financial Sciences Company, LLC is an investment adviser registered with the State of Texas. Registration does not imply a certain level of skill or training. Our Form ADV is available at adviserinfo.sec.gov.