The Free Retirement Checkup™ · 2 minutes
You know the retirement you want.
Now see exactly where you stand.
Whether your plan is finished, half-built, or not started: seven questions give you a 0–100 score, your strong and thin spots, and expert guidance for what to do next.
Take the Checkup
Seven plain questions, a 0–100 score, and your top lever.
Get your score →Plan for Retirement
See how much is enough — and whether you’re on pace for it.
Start planning →Understand Social Security
62, 67, or 70 — what each claiming age really pays.
Compare ages →Cut Retirement Taxes
Brackets, the 0% gains window, and tax-smart withdrawal order.
See the moves →Handle RMDs & Roth
When withdrawals become required — and when converting wins.
Learn the rules →Navigate Medicare
The 7-month window, Part B costs, and the IRMAA cliffs.
Get oriented →Run the Calculators
Retirement, investment, 2026 brackets, Social Security, Roth.
Open the tools →Talk to Us
A free 30-minute conversation with a qualified fee-only advisor.
Book a time →Every figure cited to a primary source · no email needed to see your score
Start with your question
Searches every guide — plain answers, no email, no signup.
Our system · free · 2 minutes
The Retirement Checkup™
The state of your retirement, told to you straight — the way a good checkup should.
Answer seven plain questions
No jargon, no documents to dig out, no email to get started. Two minutes, start to finish.
See your 0–100 score and your four pillars
One readiness number, broken into the four things that make a retirement hold up.
Leave with your pointers
Guides matched to your weakest pillar, your top lever named — and if you’d like a person, we’ll introduce you to a qualified fee-only advisor (CFP®, CIMA®, CAIA) for a free conversation.
Illustrative and educational. Your score reflects the answers you give.
About this site
Free to use. Nothing gated. No commissions.
Retirement Made Clear is operated by The Financial Sciences Company, LLC, a registered investment adviser. There are no products for sale here — the guides, calculators, and the Checkup are free, and no email is needed to see your score.
If you’d like a person, we’ll introduce you to a qualified fee-only advisor — CFP®, CIMA®, CAIA — for a free conversation. Thirty minutes, by video or phone. And if it’s not the right fit, we’ll say so and point you elsewhere.
Request an introduction
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Read the guide →Two minutes from now, you could know your number.
Seven questions. A 0–100 score. Your top lever. No email needed to see it.
Take the CheckupPrefer a person? Request an introduction →