Disclosures

Disclosures

Draft for CCO review — exact strings to be locked before go-live.

Retirement Made Clear is an educational platform owned and operated by The Financial Sciences Company, LLC (“the firm”), an investment adviser registered with the State of Texas. Registration does not imply a certain level of skill or training. The firm’s Form ADV is available at adviserinfo.sec.gov.

Educational purpose only

The Retirement Checkup, the score it produces, the calculators, and the articles on this site are provided for general educational and informational purposes. They reflect only the information you provide and do not constitute investment, tax, legal, or accounting advice, nor a recommendation to buy, sell, or hold any security or to adopt any investment strategy. Your score is an illustrative self-assessment, not a financial plan or a projection of future results.

No guarantees; no performance claims

Nothing on this site guarantees any outcome. We make no representation about investment performance, future returns, or the suitability of any strategy for your situation. Any examples are hypothetical and for illustration only.

Roth conversions and tax topics

Discussion of Roth conversions, withdrawal sequencing, RMDs, Medicare/IRMAA, and Social Security is educational. Whether any of these strategies is appropriate depends on your specific circumstances, and this site does not recommend that you convert, withdraw, or claim in any particular way. Consult a qualified tax professional before acting.

For advice specific to you

Personalized advice requires a review of your full situation. If you’d like that, a 30-minute conversation with the firm is available at no cost and with no obligation — and the tools remain yours to use either way.

Contact

The Financial Sciences Company, LLC · Frisco, Texas · thefinancialsciences.com