Free planning tools
Run the numbers before you book.
No sign-up. No email. Just answers.
Calculators and a short checkup built by a fee-only fiduciary, grounded in current data. See where you stand, then decide whether a conversation makes sense.
No sign-up to start · 2–5 minutes each
Run the math
The Beneficiary & Estate Checkup
Eight questions on the paperwork that decides what happens to what you own — including the designation that quietly outranks your will.
Find your gapsRetirement Projection
Estimate what your savings could grow to by retirement, and what one more habit could add.
Project it2026 Tax Brackets
Your marginal and effective federal rates under the current-year brackets.
Look it upSocial Security Comparison
Compare claiming at 62, full retirement age, and 70 — and see the lifetime difference.
Compare agesRoth Conversion Illustration
See the federal tax a conversion adds this year, bracket by bracket. Educational — the mechanics, not a recommendation.
Run the numbersRequired Minimum Distribution
What the IRS requires you to withdraw this year, from the official life-expectancy tables — including the joint-life table when a much-younger spouse is your sole beneficiary.
Run the numbersHow Long Will Your Savings Last?
Draw a set amount each year and raise it with inflation: see how many years the balance covers, and the age it reaches zero.
Run the numbersComing soon
How Much Do I Need to Retire?
Work backward from the retirement you want to the number that funds it.
In buildEducational illustration. Not personalized advice.
Ready for the next step?
A number is a starting point. A plan is the work.
When you’re ready, a 30-minute conversation turns these numbers into a coordinated read across investments, taxes, and income — built around your situation, not a rule of thumb.